Your property. Your funds. We come to you.

₹5–50 lakh* loan against property and home loans for salaried, self-employed and informal-income families — with one-time doorstep verification, flexible tenure up to 20 years, and an RBI-registered lending partner you can verify.

₹5–50LLoan amount range
20 yrs*Maximum tenure
1 visitDoorstep verification
RBIRegistered NBFC
Nivasa Home Loan
Our Products

Financing built around how you earn

Flagship product
P

Loan Against Property

Unlock funds against your residential or commercial property for business, education or medical needs — with one doorstep verification visit.

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Also available
H

Home Loan

Purchase, construct or improve your home with loans from ₹5–50 lakh* and tenure up to 20 years.

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Why Nivasa Capital

The doorstep-first mortgage lender

Built on the trust Nivasa Finance earned connecting families to RBI-authorised lenders — now delivered directly, with one-time doorstep verification and transparent pricing.

DoorstepDocument pickup & verification at your home
One visitA single doorstep verification
All incomesSalaried, self-employed & informal income welcome
TransparentEvery fee disclosed upfront, no surprises
How it works

From enquiry to disbursal in four steps

1

Online Enquiry

Share your details online or by phone.

2

Door-step Verification

Our representative visits your home once for document and property verification.

3

Sanction

We complete internal checks and confirm your loan offer.

4

Disbursal

Funds are released as per your loan agreement.

Talk to a home loan expert

Contact us right away with the link below.

Call Us